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Our loans
One of these was made for your plan.
Every loan has its own set of requirements. Pick the one that fits and the form shows you exactly what to bring.
School Fees Loan
Keep your child in class. The money goes straight to the school account.
3 monthsup to TSh 2,000,00011 requirementsApply for this→
Import Duty Loan
Clear your vehicle at the port. The duty and clearing costs become your loan.
12 months8 requirementsApply for this→
Employees Loan
Salary-backed credit for employed people, repaid over six months.
6 months15 requirementsApply for this→
Business Loan
Working capital to grow your business. Includes a visit from our officer.
12 months12 requirementsApply for this→
Emergency Loan
Fast cash against your car when something cannot wait.
3 months8 requirementsApply for this→
How it works
Four steps, from inquiry to disbursement.
- 1
Choose your loan
Each loan lists exactly what to bring before you start, so nothing is a surprise.
- 2
Apply online
The form saves as you go, so you can gather papers and come back to it.
- 3
We verify
An officer checks your documents and collateral — including a visit where the loan requires one — and you get a decision within 48 hours of your paperwork being complete.
- 4
Receive your money
Approved loans are disbursed to the right account on the terms you agreed.
Why Zane
A lender that protects its customers, not just lends to them.
- Value for money
- Fair terms tuned to what you can actually repay, not the most we can lend.
- Integrity & transparency
- Charges for processing, legal and insurance are explained before you sign.
- Excellence
- Quality and affordability, backed by real experience across Dar es Salaam.
- Innovativeness
- Demand-driven products for traders, employees and everyday emergencies.
12 years of keeping our word.
Zane Finance Ltd has lent to employees, importers, parents and traders since 2014, with branches across Dar es Salaam and Mwanza.
- 2014
- Established
- 4
- Branches
- 3,000+
- clients served
- 10B+
- TZS disbursed
Visit us
4 branches, ready when you are.
Head Office — Mikocheni
Mikocheni
Dar es Salaam · P.O. Box 34130
Mwanza Branch
Rocky City Mall, 2nd Floor
Mwanza · P.O. Box 330
Kariakoo Branch
Swahili Plaza, Kariakoo — Ghorofa ya kwanza (1st floor)
Dar es Salaam
Ready when you are.
Start your application now, or send us a message on WhatsApp and we will guide you through it.